Tennessee Medicare Plans: A 2026 Guide

Compare Tennessee Medicare choices for 2026, including Original Medicare, Medicare Advantage, Part D, Medigap, county availability, doctors, and prescriptions.

Medicare details can change.

Enrollment dates, plan availability, benefits, costs, and rules may be updated. Confirm current information at Medicare.gov or call 1-800-MEDICARE.

Tennessee residents can receive Medicare through Original Medicare or a Medicare Advantage plan. Prescription drug plans, Medigap policies, Medicare Advantage plans, and D-SNPs vary by eligibility and location.

Plan availability is local

Medicare Advantage and Part D options are tied to your permanent residence and service area. A plan available in Knox County may not be offered in another Tennessee county.

What to compare for 2026

  • Doctors, hospitals, and preferred pharmacies
  • Every prescription, dosage, formulary tier, and coverage rule
  • Premiums plus estimated yearly medical and drug costs
  • Networks, referrals, prior authorization, and travel coverage
  • Eligibility for Extra Help, Medicare Savings Programs, or D-SNP coverage

Get official results for your ZIP code

Use Medicare Plan Finder or call 1-800-MEDICARE for all options available in your area. Legacy Health Insurance can explain and compare the plans its independent agents offer.

Tennessee Medicare help

Ready for clear, one-on-one Medicare guidance?

Schedule time with Katie “The Medicare Lady” Vella to discuss your needs and the options available in your area.

Speak to an agent