When Is Medicare Open Enrollment?

Medicare Open Enrollment runs October 15 through December 7. Learn what changes you can make, when coverage starts, and what to review each year.

Medicare details can change.

Enrollment dates, plan availability, benefits, costs, and rules may be updated. Confirm current information at Medicare.gov or call 1-800-MEDICARE.

Medicare Open Enrollment runs October 15 through December 7 every year. Changes made during this period generally take effect January 1.

What you can review

During this period, people with Medicare can review Medicare Advantage and Part D coverage and make permitted changes for the next calendar year. Plan premiums, drug formularies, pharmacy arrangements, provider networks, benefits, and cost sharing may change.

What to check before changing plans

  • Every prescription, dosage, and preferred pharmacy
  • Doctors, hospitals, specialists, and other providers
  • Total estimated yearly cost, not only the premium
  • Prior authorization, referral, and travel rules
  • The Annual Notice of Change and Evidence of Coverage

Different enrollment periods have different purposes

The October 15–December 7 period is not the same as the Medicare Advantage Open Enrollment Period, the General Enrollment Period for Parts A and B, or the one-time six-month Medigap Open Enrollment Period.

Ready for clear, one-on-one Medicare guidance?

Schedule time with Katie “The Medicare Lady” Vella to discuss your needs and the options available in your area.

Speak to an agent